Reasons why bank rejects your home loan A home loan is a kind of secured loan that is provided by financial institutions such as banks to purchase a property. The property is taken as collateral by the banks. Banks offer loans for the long term and the interest rates are lower than other kinds of …
Natural science The branch of science that attempts to find and explain the laws that command the natural world through scientific methods such as observations, experimentation, and quantitative data is known as natural science. In natural sciences, the researcher also aims to provide mathematical models of the respective subject of study. In natural sciences tools …
Buyback in a financial market In a financial market when a company buys some of its outstanding shares to increase the value of its shares and this results in a lesser amount of shares available in the financial market thus helping its investors and the company in making a profit, this method is termed as …
What is a coral reefs? The main constituents of a coral reef are polyps, these polyps are numbered in thousands and a colony forms a coral reef. These marine animals categorized as invertebrates have hard outer surfaces made of calcium carbonate. Coral reefs are sessile meaning they are fixed in one place permanently. Warm, shallow, …
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Introduction of stocks When an individual or a company invests in other financial institutions under the stock exchanges for more than a year it is termed a long-term investment strategy. In this strategy assets such as bonds, stocks, exchange-traded funds(ETFs), mutual funds, and more are held by individuals or companies. A long-term investment strategy is …
Bull market A condition of a financial market in which prices of different stock securities are rising or are predicted to rise in the future is called a bullish market or bull market. This term is mainly used in the stock market but can include other commodities such as bonds, real estate, currencies, commodities, etc. …
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Anxiety or Depression The body’s response to stimuli such as stress is called anxiety. Anxiety accompanies a feeling of fear or apprehension about ongoing events or upcoming events. Everybody in some way or another has a mild anxiety level. Some people suffer from extreme levels of anxiety, and they are supposed to have an anxiety …
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Financial planner A financial planner as the name suggests works as an advisor and works with clients to help them manage their finances and their financial goals. Deep knowledge of personal finances, taxes, budgets, and investments is required to be a financial planner/advisor. The financial planners are experts in tax management, allocation of assets, management of …
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Determine a highly sensitive person Highly Sensitive person – Our society has different kinds of people and these people are different in many senses from each other. In our society we find angry people, we find sad people, happy people, some are depressed, some are stressed out, some are introverts and some are extroverts, etc. …
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Any plan-making involves research, data, and end goals. Financial plan making involves making a document of information related to a person’s or organization’s current financial condition and long-term goals as well as systematic plans to achieve those goals. In a financial plan, all the economic whereabouts of a person or an organization are collected, and …
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Financial institutions or banking institutions are banking entities that provide amazing services/offers for different money/finance-related exchanges. These transactions can be in the form of deposits, loans, investments, raising capital, and exchange of currencies. Financial institutions deals in a wide range of business transactions, within the financial markets which include banks, trust companies, insurance companies, brokerage …
Coronavirus disease and its outbreak have taken the lives of millions and people are still getting infected by this pandemic. Our immune system and it is the ability to tackle coronavirus and the same infectious diseases are very important for our well-being. Doctors are prescribing people to improve their immune systems to effectively fight this …
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What are financial markets? The trading/exchanging of protections including the stock market(exchange), bond markets, forex markets, and derivatives markets among other markets are all known as financial markets sectors. A financial market is a marketplace where different kinds of fantastic markets work together. In capitalist economies or societies, financial markets trade in all types of …
Introduction of cancer Cancer is a disease in which a part of the body’s cells grow in an uncontrolled manner and slowly spread to other parts of the body – nanotechnology. Any part of the human body can be impacted by cancer growth. The normal process of cell division for cell growth and the formation …
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Financial independence Retire Early (FIRE) Financial independence Retire Early (FIRE) as the name suggests is a movement in recent times by people involved in a program of extreme savings and investment and they aim to retire from their work earlier than ongoing budgets and retirement plans would permit. Every single expense in terms of the …
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Best ways to store CO2 pulled from the air Carbon dioxide CO2 levels in the atmosphere today are higher than at any point in the last 800,000 years and it is a piece of disturbing news for all of us. The higher amount of carbon dioxide is a major factor in global warming. carbon dioxide …
Financial performance The financial performance of a company is the total assessment of the company’s overall performance in categories such as resources or assets, liabilities, equity, expenses, revenue, and net profitability. Various business-related formulae are applied by analysts or investors to evaluate the financial performance of a company. Understanding Financial Performance A company has many …
A financial intermediary is an organization that works as a middleman between two parties to facilitate financial transactions. commercial banks, investment banks, stock brokers, stock exchanges, etc are some examples of financial intermediaries. Financial intermediaries accumulate funds from the savers and redistribute these funds to investors and entrepreneurs and by doing this they work as …
Introduction of Diabetes Diabetes is also known as diabetes mellitus is a chronic disease and occurs when the blood sugar level or blood glucose level is higher than normal. The glucose in our blood is the main source of our energy and comes from the food we eat. Insulin is a hormone created by the …
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Financial information exchange (FIX) In this globalized world, economic activity including financial markets and interaction demanded a platform to communicate and interact on a real-time date basis. The Financial information exchange – FIX comes into an amazing play as a communications reform. You know what? The most real-time exchange of financial information worldwide there was …
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